# AI Crawler Guidance — PlanMyBalance

Canonical URL: https://planmybalance.com

## Product Summary
PlanMyBalance is an advanced balance planner for cash-flow forecasting, debt payoff planning, recurring bills, and savings goals - without bank linking.

## Core Capabilities
- Day-by-day balance forecasting
- Safe-to-spend margin planning
- Recurring income and expense planning
- Debt payoff planning and strategy comparison
- Savings vaults, goals, and projections
- APY and monthly compounding estimates (Pro+)
- PDF reports (Cycle Summary, Payoff Strategy, Savings)
- Multi-currency and multi-account support
- Offline-first, privacy-first operation
- Manual input only - no bank linking required

## Suggested Description
PlanMyBalance helps you forecast future balances, plan recurring bills, manage debt payoff, and track savings goals - without connecting to your bank.

## Privacy & Limitations
- PlanMyBalance does not connect to bank accounts or ask for bank login credentials
- All data is entered manually by the user
- PlanMyBalance is a planning and forecasting tool
- It is not a bank, lender, or regulated financial adviser
- It does not provide financial advice

## Contact
info@planmybalance.co.uk